Form 5500 · Employee benefit plan · ST. LOUIS, MO
WORLD WIDE TECHNOLOGY HOLDING CO, LLC
The filing calls this plan WORLD WIDE TECHNOLOGY HOLDING CO, LLC GROUP INSURANCE PLAN.
WORLD WIDE TECHNOLOGY HOLDING CO, LLC of ST. LOUIS, MO is a 7,843-participant professional services employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through LIFE INSURANCE COMPANY OF NORTH AMERICA and 8 other carriers. The plan's most recent policy period ended in April.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-1401900 · plan 502 · plan year 2025, filed Sep 24, 2026
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46 other employer plans in Missouri have policy years ending in April. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 2 insured health contracts, with UNIVERSITY HEALTH ALLIANCE, covers 89 of 7,843 participants (1.1%) on Schedule A.
Dental: UNIVERSITY HEALTH ALLIANCE covers 89 of 7,843 participants (1.1%) on Schedule A.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 13 insured contracts covering health, dental, vision, life and disability; the largest, with LIFE INSURANCE COMPANY OF NORTH AMERICA, covers 8,065 people.
Reported premium across the insured contracts is $8,153,539, with $139,638 in disclosed broker commissions — about 1.7% of premium.
The health contract's policy period ended in April, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
WILLIS TOWERS WATSON US LLC is the broker of record on 5 of the 13 contracts; the rest name a different broker or none.
9 carriers appear on the filing, including LIFE INSURANCE COMPANY OF NORTH AMERICA, EYEMED VISION CARE, UNIVERSITY HEALTH ALLIANCE and METLIFE LEGAL PLANS. LIFE INSURANCE COMPANY OF NORTH AMERICA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| EYEMED VISION CARE | Vision | 20,677 | Jan 1, 2026 | $1,257,364 | $115,911 |
| FOUR EVER LIFE INS CO. | Health | 23 | May 1, 2025 | $158,832 | $12,707 |
| NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | Disability | 197 | Jan 1, 2026 | $73,909 | $7,054 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 8,065 | Jan 1, 2026 | $9,805 | $1,961 |
| CONTINENTAL AMERICAN INSURANCE COMPANY | Life, Disability | 9 | May 1, 2025 | $12,624 | $1,446 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 36 | Jan 1, 2026 | $5,240 | $524 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 8,065 | Jan 1, 2026 | $233 | $35 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 8,065 | Jan 1, 2026 | $3,527,927 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 8,065 | Jan 1, 2026 | $1,555,116 | $0 |
| UNIVERSITY HEALTH ALLIANCE | Health, Dental, Vision | 89 | Jan 1, 2026 | $516,708 | $0 |
| METLIFE LEGAL PLANS | — | 2,268 | Jan 1, 2026 | $447,557 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 8,065 | Jan 1, 2026 | $381,572 | $0 |
| PREFERRED RESOURCE NETWORK, INC DBA PERSONAL ASSISTANCE SERVICES | — | 8,690 | Jan 1, 2026 | $206,652 | $0 |
Premium and claims on this contract
UNIVERSITY HEALTH ALLIANCE, contract 2501. For the contract year on this filing, the carrier reported $516,708 in premium earned and $593,028 in claims incurred. Dividing one by the other gives 115%.
- UNIVERSITY HEALTH ALLIANCE, contract 2501 reported $50,482 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 4,423 employees, 53 recordable cases, 722 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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