Form 5500 · Employee benefit plan · WOODSTOCK, VT
WOODSTOCK RESORT CORPORATION
The filing calls this plan WOODSTOCK RESORT CORPORATION WELFARE BENEFITS PLAN.
WOODSTOCK RESORT CORPORATION of WOODSTOCK, VT spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is THE RICHARDS GROUP. Coverage is written through BLUE CROSS AND BLUE SHIELD OF VERMONT and 2 other carriers. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 03-0220066 · plan 508 · plan year 2025, filed Apr 27, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF VERMONT, covers 208 people.
Reported premium across the insured contracts is $1,942,607, with $66,842 in disclosed broker commissions — about 3.4% of premium.
The most recent policy period ended in March, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
THE RICHARDS GROUP is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including BLUE CROSS AND BLUE SHIELD OF VERMONT, STANDARD INSURANCE COMPANY and DELTA DENTAL PLAN OF VERMONT, INC.. BLUE CROSS AND BLUE SHIELD OF VERMONT writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF VERMONT | Health, Vision | 208 | Apr 1, 2025 | $1,615,110 | $30,640 |
| STANDARD INSURANCE COMPANY | Vision, Life, Disability | 216 | Apr 1, 2025 | $208,531 | $27,909 |
| DELTA DENTAL PLAN OF VERMONT, INC. | Dental | 229 | Apr 1, 2025 | $104,119 | $5,223 |
| STANDARD INSURANCE COMPANY | — | 94 | Apr 1, 2025 | $14,847 | $3,070 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 759365. For the contract year on this filing, the carrier reported $192,848 in premium earned and $180,565 in claims incurred. Dividing one by the other gives 94%.
- STANDARD INSURANCE COMPANY, contract 759365 reported $135,895 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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