Form 5500 · Employee benefit plan · MT. MORRIS, MI
WOLVERINE FIRE PROTECTION CO.
The filing calls this plan WOLVERINE FIRE PROTECTION CO. LIFE INSURANCE PLAN.
Public Form 5500 records show how WOLVERINE FIRE PROTECTION CO. of MT. MORRIS, MI, a other services employer, structures its employee benefits. Its broker of record is JUDITH M BARRY. Coverage is written through AFLAC and 1 other carrier. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1797318 · plan 501 · plan year 2025, filed Oct 22, 2025
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How this plan is funded
Self-funded as reported
The filing names a third-party administrator on Schedule A and reports no medical premium.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 2 insured contracts are life coverage, split across AFLAC and NEW YORK LIFE INSURANCE COMPANY.
The filing declares life and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium across the insured contracts is $192,011, with $35,566 in disclosed broker commissions — about 19% of premium.
The most recent policy period ended in July, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
JUDITH M BARRY is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AFLAC | — | 112 | Aug 1, 2025 | $153,683 | $29,817 |
| NEW YORK LIFE INSURANCE COMPANY | Life | 158 | Jun 1, 2025 | $38,328 | $5,749 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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