Form 5500 · Employee benefit plan · FULTON, MD
WINDOW NATION, LLC
The filing calls this plan WINDOW NATION HEALTH AND WELFARE PLAN.
Public Form 5500 records show how WINDOW NATION, LLC of FULTON, MD, a wholesale trade employer, structures its employee benefits. Its broker of record is THE MELTZER GROUP, INC.. Coverage is written through CAREFIRST OF MARYLAND, INC. and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-5084724 · plan 501 · plan year 2025, filed Jul 22, 2026
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776 other employer plans in Maryland have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with CAREFIRST OF MARYLAND, INC., covers 1,058 people.
Reported premium across the insured contracts is $8,829,214, with $135,297 in disclosed broker commissions — about 1.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
THE MELTZER GROUP, INC. is the broker of record on all 3 contracts.
3 carriers appear on the filing, including CAREFIRST OF MARYLAND, INC., METROPOLITAN LIFE INSURANCE COMPANY and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA. CAREFIRST OF MARYLAND, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 1,789 | Jan 1, 2026 | $1,362,252 | $111,836 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | 315 | Jan 1, 2026 | $117,304 | $23,461 |
| CAREFIRST OF MARYLAND, INC. | Health | 1,058 | Jan 1, 2026 | $7,349,658 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
776 other employer plans in Maryland are January 1 renewals (policy year ends December).
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