Form 5500 · Employee benefit plan · STRATFORD, CT
WILLIAM B. MEYER
The filing calls this plan WILLIAM B. MEYER, INC. EMPLOYEE BENEFITS PLAN.
Public Form 5500 records show how WILLIAM B. MEYER of STRATFORD, CT, a transportation and logistics employer, structures its employee benefits. Its broker of record is BROWN & BROWN OF CT INC.. Coverage is written through NIAGARA LIFE AND HEALTH INSURANCE and 2 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 06-0619172 · plan 501 · plan year 2025, filed Apr 15, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering vision, life and stop-loss; the largest, with NIAGARA LIFE AND HEALTH INSURANCE, covers 97 people.
The filing declares vision, life, health, dental and disability. Health, dental and disability appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
The only insured piece of the health benefit is stop-loss coverage, and the filing reports the plan paying its own claims. The stop-loss contract reports $1,193,814 in premium and $0 in commission. The rest of the premium and commission above is on the plan's other insured lines, and none of it is medical premium.
Reported premium across the insured contracts is $1,231,155, with $4,220 in disclosed broker commissions — about 0.3% of premium.
The most recent policy period ended in July, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 153 | Aug 1, 2025 | $17,044 | $1,844 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 17 | Aug 1, 2025 | $13,833 | $1,730 |
| DELTA DENTAL OF CONNECTICUT, INC. | Vision | 73 | Aug 1, 2025 | $6,464 | $646 |
| NIAGARA LIFE AND HEALTH INSURANCE | Stop-loss | 97 | Aug 1, 2025 | $1,193,814 | $0 |
Premium and claims on this contract
DELTA DENTAL OF CONNECTICUT, INC., contract 04589. For the contract year on this filing, the carrier reported $6,464 in premium earned and $3,414 in claims incurred. Dividing one by the other gives 53%.
- DELTA DENTAL OF CONNECTICUT, INC., contract 04589 reported $1,341 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 193 employees, 5 recordable cases, 301 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Connecticut. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Connecticut — largest plans, brokers, carriers and renewal months.