Form 5500 · Employee benefit plan · SCHENECTADY, NY
WILDWOOD PROGRAMS, INC.
The filing calls this plan WILDWOOD PROGRAMS INC HEALTH AND WELFARE EMPLOYEE BENEFITS PLAN.
WILDWOOD PROGRAMS, INC. of SCHENECTADY, NY spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is MARSHALL & STERLING EMPLOYEE BENEFI. Coverage is written through CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. and 2 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 22-2132752 · plan 501 · plan year 2025, filed Apr 27, 2026
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315 other employer plans in New York have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC., covers 418 people.
Reported premium across the insured contracts is $5,195,523, with $39,269 in disclosed broker commissions — about 0.8% of premium.
The most recent policy period ended in June, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSHALL & STERLING EMPLOYEE BENEFI is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and EMPLOYEE SERVICES LLC. CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 649 | Jul 1, 2025 | $303,260 | $39,269 |
| CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. | Health | 418 | Jul 1, 2025 | $4,869,358 | $0 |
| EMPLOYEE SERVICES LLC | — | 1,158 | Jul 1, 2025 | $22,905 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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Renewal calendar
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