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Form 5500 · Employee benefit plan · MINERAL WELLS, WV

WEST VIRGINIA LABORERS' TRAINING TRUST FUND

WEST VIRGINIA LABORERS' TRAINING TRUST FUND of MINERAL WELLS, WV files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Coverage is written through NATIONAL UNION FIRE INS. CO. OF PITTSBURGH. The plan's most recent policy period ended in April.

Benefits broker of record
Not disclosed
Policy year ends
Aprilas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 55-0524967 · plan 501 · plan year 2025, filed May 17, 2026

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How this plan is funded

Self-funded as reported

The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
4,770
Active at start of year
4,770
Active at end of year
4,791
Disclosed commissions
$0
Typical renewal
May 1

Benefits declared on this filing

Healthnot declared on this filing
Dentalnot declared on this filing
Visionnot declared on this filing
Lifenot declared on this filing
Disabilityinsured — NATIONAL UNION FIRE INS. CO. OF PITTSBURGH700 of 4,770 participants (15%)

Also declared: apprenticeship & training.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

The filing discloses a single insured line, disability, through NATIONAL UNION FIRE INS. CO. OF PITTSBURGH.

Reported premium is $8,505; the filing discloses no broker commission on these contracts.

The most recent policy period ended in April, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
NATIONAL UNION FIRE INS. CO. OF PITTSBURGHDisability700Apr 2, 2026$8,505$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Money the plan held and paid out

Plan assets at year end
$34,341,039
Paid out in benefits
$306,872
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$22,240

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

How this plan compares

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