Form 5500 · Employee benefit plan · MILWAUKEE, WI
WEC ENERGY GROUP, INC.
The filing calls this plan WEC ENERGY GROUP WELFARE PLAN.
WEC ENERGY GROUP, INC. of MILWAUKEE, WI is a 7,063-participant utilities employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is DIGITAL INSURANCE INC.. Coverage is written through DELTA DENTAL OF WISCONSIN and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 39-1391525 · plan 504 · plan year 2025, filed Aug 4, 2026
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1,633 other employer plans in Wisconsin have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering dental, vision, life and disability; the largest, with DELTA DENTAL OF WISCONSIN, covers 2,809 people.
The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium across the insured contracts is $12,741,249, with $340,456 in disclosed broker commissions — about 2.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
DIGITAL INSURANCE INC. is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 12,450 | Jan 1, 2026 | $4,009,076 | $127,310 |
| CONTINENTAL AMERICAN INSURANCE COMPANY | Disability | 7,580 | Jan 1, 2026 | $3,115,943 | $117,209 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 10,388 | Jan 1, 2026 | $855,620 | $86,847 |
| DELTA DENTAL OF WISCONSIN | Dental | 2,809 | Jan 1, 2026 | $4,760,610 | $9,090 |
| HARTFORD LIFE AND ACCIDENT | — | 6,143 | May 1, 2025 | — | $0 |
Premium and claims on this contract
DELTA DENTAL OF WISCONSIN, contract 50920/51920. For the contract year on this filing, the carrier reported $4,757,915 in premium earned and $4,318,115 in claims incurred. Dividing one by the other gives 91%.
- DELTA DENTAL OF WISCONSIN, contract 50920/51920 reported $571,542 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
Other plans filed by this employer
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Renewal calendar
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