Form 5500 · Employee benefit plan · WILSONVILLE, OR
WCP, INC.
The filing calls this plan WILSONVILLE CONCRETE PRODUCTS WELFARE BENEFIT PLAN.
WCP, INC. of WILSONVILLE, OR spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is DDI BENEFITS, INC.. Coverage is written through REGENCE BLUECROSS BLUESHIELD OF OREGON and 2 other carriers. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-3517138 · plan 501 · plan year 2025, filed May 27, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with REGENCE BLUECROSS BLUESHIELD OF OREGON, covers 220 people.
Reported premium across the insured contracts is $1,296,922, with $36,178 in disclosed broker commissions — about 2.8% of premium.
The most recent policy period ended in November, and the plan year ends November 30. Group contracts typically renew on that annual cycle.
DDI BENEFITS, INC. is the broker of record on all 5 contracts.
3 carriers appear on the filing, including REGENCE BLUECROSS BLUESHIELD OF OREGON, WILLAMETTE DENTAL INSURANCE, INC. and STANDARD INSURANCE COMPANY. REGENCE BLUECROSS BLUESHIELD OF OREGON writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| REGENCE BLUECROSS BLUESHIELD OF OREGON | Health, Vision | 220 | Dec 1, 2025 | $1,192,569 | $31,025 |
| WILLAMETTE DENTAL INSURANCE, INC. | Dental | 131 | Dec 1, 2025 | $51,013 | $2,315 |
| STANDARD INSURANCE COMPANY | Dental | 46 | Dec 1, 2025 | $40,453 | $1,584 |
| STANDARD INSURANCE COMPANY | Life | 117 | Dec 1, 2025 | $12,887 | $1,273 |
| STANDARD INSURANCE COMPANY | Disability | 0 | Dec 1, 2025 | — | $-19 |
Premium and claims on these contracts
WILLAMETTE DENTAL INSURANCE, INC., contract OR422. For the contract year on this filing, the carrier reported $51,013 in premium earned and $50,577 in claims incurred. Dividing one by the other gives 99%.
STANDARD INSURANCE COMPANY, contract 1772022. For the contract year on this filing, the carrier reported $40,453 in premium earned and $33,395 in claims incurred. Dividing one by the other gives 83%.
STANDARD INSURANCE COMPANY, contract 1772022. For the contract year on this filing, the carrier reported $12,883 in premium earned and $-302 in claims incurred. Dividing one by the other gives -2%.
- WILLAMETTE DENTAL INSURANCE, INC., contract OR422 reported $16,362 in retention.
- STANDARD INSURANCE COMPANY, contract 1772022 reported $9,578 in retention.
- STANDARD INSURANCE COMPANY, contract 1772022 reported $13,185 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 95 employees, 4 recordable cases, 59 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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