Form 5500 · Employee benefit plan · WAWA, PA
WAWA, INC.
The filing calls this plan WAWA, INC. GROUP LIFE AND HEALTH PLAN FOR SALARIED AND HOURLY EMPLOYEES.
WAWA, INC. of WAWA, PA is a 22,494-participant retail employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is KELLY AND ASSOCIATES INSURANCE. Coverage is written through SPRING HEALTH and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 21-0515330 · plan 503 · plan year 2025, filed Sep 22, 2026
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2,778 other employer plans in Pennsylvania have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering vision, life and disability; the largest, with SPRING HEALTH, covers 139,865 people.
The filing declares vision, life, disability, health and dental. Health and dental appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
Reported premium across the insured contracts is $15,214,945, with $259,479 in disclosed broker commissions — about 1.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
KELLY AND ASSOCIATES INSURANCE is the broker of record on 2 of the 6 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 23,583 | Jan 1, 2026 | $2,514,835 | $226,335 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 23,583 | Jan 1, 2026 | $368,264 | $33,144 |
| SPRING HEALTH | — | 139,865 | Jan 1, 2026 | $6,649,376 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 23,367 | Jan 1, 2026 | $2,659,104 | $0 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 24,273 | Jan 1, 2026 | $1,917,968 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 5,498 | Jan 1, 2026 | $1,105,398 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 49,272 employees, 1,084 recordable cases, 18,032 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
12 establishments filed under this EIN are left out of these figures: the hours and employees they reported could not both be right.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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