Form 5500 · Employee benefit plan · VICTOR, NY
WASTE HARMONICS, LLC
Public Form 5500 records show how WASTE HARMONICS, LLC (VICTOR, NY) structures its employee benefits. Its broker of record is DIGITAL INS NOVEM BENEFITS. Coverage is written through EXCELLUS BLUE CROSS BLUE SHIELD and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-4802119 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| EXCELLUS BLUE CROSS BLUE SHIELD | Health | 113 | December | $42,153 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 211 | December | $13,390 |
| EXCELLUS BLUE CROSS BLUE SHIELD | Dental | 116 | December | $5,221 |
| AMERITAS LIFE INSURANCE CORP. OF NEW YORK | Vision | 264 | December | $1,077 |
Questions
Who is WASTE HARMONICS, LLC's benefits broker?
Per its most recent Form 5500 Schedule A, WASTE HARMONICS, LLC's broker of record is DIGITAL INS NOVEM BENEFITS.
What insurance carrier does WASTE HARMONICS, LLC use?
WASTE HARMONICS, LLC's benefit plan is written through EXCELLUS BLUE CROSS BLUE SHIELD, among 4 disclosed carriers.
When does WASTE HARMONICS, LLC's group plan renew?
The most recent Schedule A policy period for WASTE HARMONICS, LLC ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from WASTE HARMONICS, LLC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.