Form 5500 · Employee benefit plan · SPOKANE, WA
WASHINGTON TRUST BANK
The filing calls this plan WASHINGTON TRUST BANK SUPPLEMENTAL INSURANCE PLAN.
WASHINGTON TRUST BANK of SPOKANE, WA is a small finance and insurance employer whose insured group plan is on public record in its Form 5500 filing. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through STANDARD INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 91-0462347 · plan 510 · plan year 2025, filed Mar 18, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 2 insured contracts are health coverage, split across STANDARD INSURANCE COMPANY and CONTINENTAL AMERICAN INSURANCE COMPANY.
Reported premium across the insured contracts is $240,833, with $50,538 in disclosed broker commissions — about 21% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on all 2 contracts.
Two carriers split the book: STANDARD INSURANCE COMPANY and CONTINENTAL AMERICAN INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Health | 275 | Jan 1, 2026 | $222,146 | $49,798 |
| CONTINENTAL AMERICAN INSURANCE COMPANY | — | 26 | Jan 1, 2026 | $18,687 | $740 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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