Form 5500 · Employee benefit plan · MANCHESTER, MO
VETERINARY SPECIALTY SERVICES, P.C.
The filing calls this plan VETERINARY SPECIALTY SERVICES, P.C. WELFARE BENEFIT PLAN.
VETERINARY SPECIALTY SERVICES, P.C. of MANCHESTER, MO files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is CARAVUS LLC. Coverage is written through HEALTHY ALLIANCE LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 37-1329329 · plan 501 · plan year 2025, filed Oct 7, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision and life; the largest, with HEALTHY ALLIANCE LIFE INSURANCE COMPANY, covers 179 people.
Reported premium across the insured contracts is $1,342,589, with $38,422 in disclosed broker commissions — about 2.9% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
CARAVUS LLC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: HEALTHY ALLIANCE LIFE INSURANCE COMPANY and ANTHEM LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HEALTHY ALLIANCE LIFE INSURANCE COMPANY | Health, Dental, Vision | 179 | Jun 1, 2025 | $1,191,045 | $37,480 |
| ANTHEM LIFE INSURANCE COMPANY | Life | 6,612 | Jun 1, 2025 | $151,544 | $942 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Missouri. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Missouri — largest plans, brokers, carriers and renewal months.