Form 5500 · Employee benefit plan · COLUMBIA, MD
VERBAL BEGINNINGS, LLC
VERBAL BEGINNINGS, LLC's employee benefit plan is documented in its annual Form 5500 filing with the Department of Labor. Its broker of record is SILBERSTEIN INSURANCE GROUP. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-2653391 · plan 503 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 106 | March | $19,549 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Dental, Vision | 318 | March | $11,612 |
| HEALTH ADVOCATE SOLUTIONS, INC. | — | 653 | March | $0 |
Questions
Who is VERBAL BEGINNINGS, LLC's benefits broker?
Per its most recent Form 5500 Schedule A, VERBAL BEGINNINGS, LLC's broker of record is SILBERSTEIN INSURANCE GROUP.
What insurance carrier does VERBAL BEGINNINGS, LLC use?
VERBAL BEGINNINGS, LLC's benefit plan is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, among 3 disclosed carriers.
When does VERBAL BEGINNINGS, LLC's group plan renew?
The most recent Schedule A policy period for VERBAL BEGINNINGS, LLC ended in March. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from VERBAL BEGINNINGS, LLC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.