Form 5500 · Employee benefit plan · PARAMUS, NJ
VEOLIA UTILITY RESOURCES LLC
The filing calls this plan VEOLIA WATER RESOURCES RETIREE ONLY HEALTH AND WELFARE BENEFIT PROGRAM.
VEOLIA UTILITY RESOURCES LLC of PARAMUS, NJ files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through LINCOLN LIFE ASSURANCE COMPANY OF BOSTON and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 71-0005226 · plan 503 · plan year 2024, filed Oct 16, 2025
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How this plan is funded
Self-funded as reported
The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering life and disability; the largest, with LINCOLN LIFE ASSURANCE COMPANY OF BOSTON, covers 1,865 people.
The filing declares life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including LINCOLN LIFE ASSURANCE COMPANY OF BOSTON, SUN LIFE ASSURANCE COMPANY OF CANADA and THE LINCOLN NATIONAL LIFE INSURANCE COMPANY. LINCOLN LIFE ASSURANCE COMPANY OF BOSTON writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | Disability | 1,865 | Jan 1, 2025 | — | $0 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life | 2,543 | Jan 1, 2025 | — | $0 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 2,031 | Jan 1, 2025 | — | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
Other plans filed by this employer
How this plan compares
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