Form 5500 · Employee benefit plan · CERRITOS, CA
VALLEY CHRISTIAN SCHOOLS
The filing calls this plan VALLEY CHRISTIAN SCHOOLS WELFARE BENEFITS PLAN.
VALLEY CHRISTIAN SCHOOLS of CERRITOS, CA insures health, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is CENTENNIAL GROUP BENEFITS & INS SVC. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 2 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 95-1803684 · plan 501 · plan year 2025, filed Feb 27, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, vision, life and disability; the largest, with KAISER FOUNDATION HEALTH PLAN, INC., covers 241 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $1,553,863, with $76,100 in disclosed broker commissions — about 4.9% of premium.
The most recent policy period ended in July, and the plan year ends July 31. Group contracts typically renew on that annual cycle.
CENTENNIAL GROUP BENEFITS & INS SVC is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 241 | Aug 1, 2025 | $1,498,616 | $68,670 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 114 | Aug 1, 2025 | $43,673 | $6,851 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Vision | 56 | Aug 1, 2025 | $11,574 | $579 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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