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Form 5500 · Employee benefit plan · CHARLOTTESVILLE, VA

UNIVERSITY OF VIRGINIA PHYSICIANS GROUP

The filing calls this plan UNIVERSITY OF VIRGINIA PHYSICIANS GROUP EMPLOYEE BENEFITS PLAN.

UNIVERSITY OF VIRGINIA PHYSICIANS GROUP of CHARLOTTESVILLE, VA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MARSH & MCLENNAN AGENCY, LLC. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in June.

Benefits broker of record
Policy year ends
Juneas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 54-1124769 · plan 521 · plan year 2025, filed Jan 12, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

167 other employer plans in Virginia have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
1,679
Active at start of year
1,677
Active at end of year
1,539
Disclosed commissions
$282,096
Typical renewal
July 1

Benefits declared on this filing

Healthdeclared, no contract here says it covers this
Dentalinsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA648 of 1,679 participants (39%)
Visioninsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA648 of 1,679 participants (39%) on the largest contract
Lifeinsured — METROPOLITAN LIFE INSURANCE COMPANY1,228 of 1,679 participants (73%) on the largest contract
Disabilityinsured — STANDARD INSURANCE COMPANY1,106 of 1,679 participants (66%) on the largest contract

One contract on this filing does not say which benefits it covers, so a line above may be insured by it.

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 5 insured contracts covering dental, vision, life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 1,228 people.

The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.

Reported premium across the insured contracts is $24,059,880, with $282,096 in disclosed broker commissions — about 1.2% of premium.

The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.

MARSH & MCLENNAN AGENCY, LLC is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
STANDARD INSURANCE COMPANYDisability1,106Jul 1, 2025$1,571,444$178,144
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICADental, Vision, Life, Disability648Jul 1, 2025$1,442,268$86,454
GENWORTH LIFE INSURANCE COMPANY—636Jul 1, 2025$461,053$16,082
ANTHEM HEALTH PLANS OF VIRGINIA DBA ANTHEM BCBSVision1,225Jul 1, 2025$15,440$1,416
METROPOLITAN LIFE INSURANCE COMPANYLife1,228Jul 1, 2025$20,569,675$0

Premium and claims on this contract

STANDARD INSURANCE COMPANY, contract 160309. For the contract year on this filing, the carrier reported $1,571,444 in premium earned and $1,380,619 in claims incurred. Dividing one by the other gives 88%.

  • STANDARD INSURANCE COMPANY, contract 160309 reported $630,854 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
UNIVERSITY OF VIRGINIA PHYSICIANS GROUP
EIN 54-1124769

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

167 other employer plans in Virginia are July 1 renewals (policy year ends June).

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