Form 5500 · Employee benefit plan · CHARLOTTESVILLE, VA
UNIVERSITY OF VIRGINIA FOUNDATION
The filing calls this plan UVA HEALTH BENEFITS CONSORTIUM.
UNIVERSITY OF VIRGINIA FOUNDATION of CHARLOTTESVILLE, VA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is DIGITAL INSURANCE INC.. Coverage is written through SENTARA ADVANTAGE POS M/C and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 54-1682176 · plan 501 · plan year 2025, filed Jul 20, 2026
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1,326 other employer plans in Virginia have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
The filing says this plan is subject to the Form M-1 requirement for multiple-employer welfare arrangements.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with SENTARA ADVANTAGE POS M/C, covers 313 people.
Reported premium across the insured contracts is $6,890,846, with $62,714 in disclosed broker commissions — about 0.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
DIGITAL INSURANCE INC. is the broker of record on 7 of the 8 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including SENTARA ADVANTAGE POS M/C, SENTARA HEALTH PLAN, DELTA DENTAL OF VIRGINIA and HARTFORD LIFE AND ACCIDENT. SENTARA ADVANTAGE POS M/C writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 506 | Jan 1, 2026 | $358,848 | $13,821 |
| SENTARA ADVANTAGE POS M/C | Health | 313 | Jan 1, 2026 | $1,939,772 | $13,471 |
| DELTA DENTAL OF VIRGINIA | Dental | 999 | Jan 1, 2026 | $382,091 | $9,546 |
| SENTARA HEALTH PLAN | Health | 226 | Jan 1, 2026 | $1,180,889 | $7,649 |
| SENTARA ADVANTAGE POS M/C | Health | 122 | Jan 1, 2026 | $1,297,450 | $7,614 |
| SENTARA HEALTH PLAN | Health | 231 | Jan 1, 2026 | $1,075,101 | $6,586 |
| SENTARA ADVANTAGE POS M/C | Health | 98 | Jan 1, 2026 | $606,894 | $4,027 |
| STRYDEN, INC. | Vision | 790 | Jan 1, 2026 | $49,801 | $0 |
Premium and claims on this contract
DELTA DENTAL OF VIRGINIA, contract 000006263. For the contract year on this filing, the carrier reported $382,091 in premium earned and $321,063 in claims incurred. Dividing one by the other gives 84%.
- DELTA DENTAL OF VIRGINIA, contract 000006263 reported $88,257 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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