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Form 5500 · Employee benefit plan · LEAVENWORTH, KS

UNIVERSITY OF SAINT MARY

The filing calls this plan UNIVERSITY OF SAINT MARY EMPLOYEE BENEFITS PLAN.

UNIVERSITY OF SAINT MARY of LEAVENWORTH, KS spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is IMA INC. Coverage is written through DELTA DENTAL OF KANSAS, INC. and 4 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 48-0547846 · plan 501 · plan year 2025, filed Jul 14, 2026

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How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
213
Active at start of year
213
Active at end of year
225
Disclosed commissions
$24,356
Typical renewal
January 1

Benefits declared on this filing

Healthdeclared, no contract here says it covers this
Dentalinsured — DELTA DENTAL OF KANSAS, INC.162 of 213 participants (76%)
Visioninsured — SURENCY LIFE AND HEALTH133 of 213 participants (62%)
Lifeinsured — STANDARD INSURANCE COMPANY225 of 213 participants
Disabilityinsured — STANDARD INSURANCE COMPANY225 of 213 participants on the largest contract

3 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.

Also declared: prepaid legal, death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 8 insured contracts covering dental, vision, life and disability; the largest, with DELTA DENTAL OF KANSAS, INC., covers 162 people.

The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 3 contracts here that do not say what they cover.

Reported premium across the insured contracts is $327,549, with $24,356 in disclosed broker commissions — about 7.4% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

IMA INC is the broker of record on 6 of the 8 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
DELTA DENTAL OF KANSAS, INC.Dental162Jan 1, 2026$119,587$7,230
STANDARD INSURANCE COMPANYDisability225Jan 1, 2026$48,664$4,401
STANDARD INSURANCE COMPANYDisability225Jan 1, 2026$59,046$3,346
STANDARD INSURANCE COMPANYLife225Jan 1, 2026$47,475$3,015
STANDARD INSURANCE COMPANY—47Jan 1, 2026$15,447$2,861
SURENCY LIFE AND HEALTHVision133Jan 1, 2026$26,561$2,637
PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD—28Jan 1, 2026$5,093$866
NEW DIRECTIONS BEHAVIORAL HEALTH—233Jan 1, 2026$5,676$0

Premium and claims on these contracts

STANDARD INSURANCE COMPANY, contract 762988. For the contract year on this filing, the carrier reported $44,114 in premium earned and $916 in claims incurred. Dividing one by the other gives 2%.

STANDARD INSURANCE COMPANY, contract 762988. For the contract year on this filing, the carrier reported $53,408 in premium earned and $28,866 in claims incurred. Dividing one by the other gives 54%.

STANDARD INSURANCE COMPANY, contract 762988. For the contract year on this filing, the carrier reported $42,860 in premium earned and $266 in claims incurred. Dividing one by the other gives 1%.

  • STANDARD INSURANCE COMPANY, contract 762988 reported $39,633 in retention.
  • STANDARD INSURANCE COMPANY, contract 762988 reported $20,222 in retention.
  • STANDARD INSURANCE COMPANY, contract 762988 reported $39,665 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Other plans filed by this employer

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