Form 5500 · Employee benefit plan · KANSAS CITY, MO
UNIVERSITY ACADEMY
The filing calls this plan UNIVERSITY ACADEMY FLEXIBLE BENEFITS PLAN.
UNIVERSITY ACADEMY of KANSAS CITY, MO is a 129-participant education employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is MARSH & MCLENNAN. Coverage is written through BLUE CROSS BLUE SHIELD OF KANSAS CITY and 3 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-1867721 · plan 501 · plan year 2025, filed Feb 11, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF KANSAS CITY, covers 93 people.
Reported premium across the insured contracts is $887,107, with $36,070 in disclosed broker commissions — about 4.1% of premium.
The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.
MARSH & MCLENNAN is the broker of record on 2 of the 8 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including BLUE CROSS BLUE SHIELD OF KANSAS CITY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. and NEW DIRECTIONS BEHAVIORAL HEALTH. BLUE CROSS BLUE SHIELD OF KANSAS CITY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF KANSAS CITY | Health | 93 | Sep 1, 2025 | $779,666 | $23,316 |
| BLUE CROSS BLUE SHIELD OF KANSAS CITY | Dental | 104 | Sep 1, 2025 | $47,645 | $4,735 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 55 | Sep 1, 2025 | $17,678 | $2,652 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 74 | Sep 1, 2025 | $14,569 | $2,185 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 69 | Sep 1, 2025 | $13,243 | $1,986 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 113 | Sep 1, 2025 | $7,577 | $822 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 146 | Sep 1, 2025 | $2,497 | $374 |
| NEW DIRECTIONS BEHAVIORAL HEALTH | — | 145 | Sep 1, 2025 | $4,232 | $0 |
Premium and claims on these contracts
BLUE CROSS BLUE SHIELD OF KANSAS CITY, contract 37007000. For the contract year on this filing, the carrier reported $779,666 in premium earned and $0 in claims incurred. Dividing one by the other gives 0%.
BLUE CROSS BLUE SHIELD OF KANSAS CITY, contract 37007000. For the contract year on this filing, the carrier reported $47,645 in premium earned and $0 in claims incurred. Dividing one by the other gives 0%.
- BLUE CROSS BLUE SHIELD OF KANSAS CITY, contract 37007000 reported $23,316 in retention.
- BLUE CROSS BLUE SHIELD OF KANSAS CITY, contract 37007000 reported $4,735 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
How this plan compares
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