Form 5500 · Employee benefit plan · WAYNE, PA
UNITED STATES LIABILITY INSURANCE COMPANY
UNITED STATES LIABILITY INSURANCE COMPANY of WAYNE, PA is a 1,207-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through INDEPENDENCE BLUE CROSS and 6 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-1383313 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with INDEPENDENCE BLUE CROSS, covers 2,857 people.
Reported premium across the insured contracts is $24,125,957, with $185,597 in disclosed broker commissions — about 0.8% of premium.
The health contract's policy period ended in May, while at least one ancillary line renews in December — the plan is on a split renewal cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 3 of the 10 contracts; the rest name a different broker or none.
7 carriers appear on the filing — INDEPENDENCE BLUE CROSS, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, UNITED CONCORDIA INSURANCE COMPANY and PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY among them — with INDEPENDENCE BLUE CROSS writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 1,263 | December | $1,241,016 | $169,178 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 263 | December | $78,723 | $7,189 |
| UNUM INSURANCE COMPANY | — | 231 | May | $34,526 | $6,205 |
| MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | Disability | 103 | December | $41,957 | $2,937 |
| MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | Life | 85 | March | $46,146 | $88 |
| MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | — | 1,263 | November | — | $0 |
| UNITED CONCORDIA INSURANCE COMPANY | Dental | 2,639 | May | $855,362 | $0 |
| INDEPENDENCE BLUE CROSS | Health, Vision | 2,857 | May | $21,810,659 | $0 |
| MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | — | 1,263 | February | — | $0 |
| CURALINC, LLC DBA CURALINC HEALTHCARE | — | 1,200 | December | $17,568 | $0 |
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