Form 5500 · Employee benefit plan · PORTLAND, OR
UNITED STATES BAKERY
The filing calls this plan UNITED STATES BAKERY HEALTH PLAN.
UNITED STATES BAKERY of PORTLAND, OR is a 1,001-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is WOODRUFF-SAWYER OREGON, INC. Coverage is written through REGENCE BLUECROSS BLUESHIELD OF OREGON and 3 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 93-0302130 · plan 501 · plan year 2025, filed Jul 14, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
81 other employer plans in Oregon have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental and vision; the largest, with REGENCE BLUECROSS BLUESHIELD OF OREGON, covers 1,367 people.
Reported premium across the insured contracts is $18,042,399, with $5,328 in disclosed broker commissions — about 0% of premium.
The health contract's policy period ended in June, while at least one ancillary line's policy period ended in January. The plan is on a split renewal cycle.
WOODRUFF-SAWYER OREGON, INC is the broker of record on 3 of the 6 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including REGENCE BLUECROSS BLUESHIELD OF OREGON, OREGON DENTAL SERVICE DBA DELTA DENTAL PLAN OF OREGON, WILLAMETTE DENTAL INSURANCE, INC. and STANDARD INSURANCE COMPANY. REGENCE BLUECROSS BLUESHIELD OF OREGON writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| WILLAMETTE DENTAL INSURANCE, INC. | Dental | 205 | Feb 1, 2025 | $82,392 | $4,120 |
| OREGON DENTAL SERVICE DBA DELTA DENTAL PLAN OF OREGON | Dental | 1,267 | Jul 1, 2025 | $553,645 | $1,208 |
| REGENCE BLUECROSS BLUESHIELD OF OREGON | Health, Vision | 1,367 | Jul 1, 2025 | $12,943,101 | $0 |
| REGENCE BLUECROSS BLUESHIELD OF OREGON | Health, Vision | 723 | Feb 1, 2025 | $4,404,306 | $0 |
| STANDARD INSURANCE COMPANY | Dental, Vision | 49 | Jan 1, 2025 | $47,359 | $0 |
| WILLAMETTE DENTAL INSURANCE, INC. | Dental | 35 | Jul 1, 2025 | $11,596 | $0 |
Premium and claims on these contracts
WILLAMETTE DENTAL INSURANCE, INC., contract OR275. For the contract year on this filing, the carrier reported $82,392 in premium earned and $39,902 in claims incurred. Dividing one by the other gives 48%.
WILLAMETTE DENTAL INSURANCE, INC., contract OR238. For the contract year on this filing, the carrier reported $11,596 in premium earned and $9,499 in claims incurred. Dividing one by the other gives 82%.
- WILLAMETTE DENTAL INSURANCE, INC., contract OR275 reported $13,595 in retention.
- WILLAMETTE DENTAL INSURANCE, INC., contract OR238 reported $1,508 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 1,912 employees, 155 recordable cases, 5,760 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Oregon. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
81 other employer plans in Oregon are July 1 renewals (policy year ends June).
Their policy years end in June, like this plan’s, so most renew July 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Oregon — largest plans, brokers, carriers and renewal months.