Form 5500 · Employee benefit plan · SAN ANTONIO, TX
UNITED SERVICES AUTOMOBILE ASSOCIATION
The filing calls this plan USAA COMPREHENSIVE HEALTH CARE ARRANGEMENT.
UNITED SERVICES AUTOMOBILE ASSOCIATION of SAN ANTONIO, TX is a 38,511-participant finance and insurance employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Coverage is written through VISION SERVICE PLAN and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-0959140 · plan 518 · plan year 2025, filed Sep 11, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering dental and vision; the largest, with VISION SERVICE PLAN, covers 28,365 people.
The filing declares dental, vision and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium is $10,223,753; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| VISION SERVICE PLAN | Vision | 28,365 | Jan 1, 2026 | $6,531,426 | $0 |
| ALPHA DENTAL PROGRAMS, INC. | Dental | 13,620 | Jan 1, 2026 | $2,874,098 | $0 |
| CURALINC LLC | — | 37,709 | Jan 1, 2026 | $818,229 | $0 |
Premium and claims on this contract
VISION SERVICE PLAN, contract 01110161. For the contract year on this filing, the carrier reported $6,531,426 in premium earned and $5,923,936 in claims incurred. Dividing one by the other gives 91%.
- VISION SERVICE PLAN, contract 01110161 reported $718,457 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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