Form 5500 · Employee benefit plan · ATLANTA, GA
UNITED PARCEL SERVICE OF AMERICA, INC.
The filing calls this plan UPS HEALTH AND WELFARE PACKAGE.
UNITED PARCEL SERVICE OF AMERICA, INC. of ATLANTA, GA is a 1,912-participant real estate employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through SECURIAN LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 95-1732075 · plan 524 · plan year 2024, filed Oct 16, 2025
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1,626 other employer plans in Georgia have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 2 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 106 of 1,912 participants (5.5%) on Schedule A.
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, vision, life and disability; the largest, with SECURIAN LIFE INSURANCE COMPANY, covers 23,212 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium across the insured contracts is $17,717,834, with $69,918 in disclosed broker commissions — about 0.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON US LLC is the broker of record on 3 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METLIFE LEGAL PLANS | — | 5,028 | Jan 1, 2025 | $699,496 | $69,918 |
| SECURIAN LIFE INSURANCE COMPANY | Life | 23,212 | Jan 1, 2025 | $8,216,481 | $0 |
| HARTFORD LIFE AND ACCIDENT | Disability | 1,629 | Jan 1, 2025 | $6,341,230 | $0 |
| SECURIAN LIFE INSURANCE COMPANY | Life | 9,233 | Jan 1, 2025 | $1,148,011 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 106 | Jan 1, 2025 | $804,456 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 42 | Jan 1, 2025 | $263,258 | $0 |
| VISION SERVICE PLAN | Vision | 1,956 | Jan 1, 2025 | $244,902 | $0 |
Premium and claims on this contract
VISION SERVICE PLAN, contract 12087425. For the contract year on this filing, the carrier reported $244,902 in premium earned and $308,393 in claims incurred. Dividing one by the other gives 126%.
- VISION SERVICE PLAN, contract 12087425 reported $39,184 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
Other plans filed by this employer
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