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Form 5500 · Employee benefit plan · ATLANTA, GA

UNITED PARCEL SERVICE OF AMERICA, INC.

The filing calls this plan UPS FLEXIBLE BENEFITS PLAN.

Public Form 5500 records show how UNITED PARCEL SERVICE OF AMERICA, INC. of ATLANTA, GA, a real estate employer, structures its employee benefits. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 12 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 95-1732075 · plan 501 · plan year 2024, filed Oct 16, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

1,626 other employer plans in Georgia have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Both, as reported

The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
72,757
Active at start of year
72,757
Active at end of year
65,241
Disclosed commissions
$267,925
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — KAISER FOUNDATION HEALTH PLAN, INC.3,900 of 72,757 participants (5.4%) on the largest contract
Dentalinsured — AETNA LIFE INSURANCE COMPANY14,950 of 72,757 participants (21%) on the largest contract
Visioninsured — UNITEDHEALTHCARE INSURANCE COMPANY56,290 of 72,757 participants (77%) on the largest contract
Lifeinsured — SECURIAN LIFE INSURANCE COMPANY165,213 of 72,757 participants on the largest contract
Disabilityinsured — HARTFORD LIFE AND ACCIDENT43,147 of 72,757 participants (59%)

Health: the largest of the 10 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 3,900 of 72,757 participants (5.4%) on Schedule A.

Also declared: prepaid legal, death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 17 insured contracts covering health, dental, vision, life and disability.

Reported premium across the insured contracts is $102,604,031, with $267,925 in disclosed broker commissions — about 0.3% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

WILLIS TOWERS WATSON US LLC is the broker of record on 4 of the 17 contracts; the rest name a different broker or none.

13 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN, INC., SECURIAN LIFE INSURANCE COMPANY, HARTFORD LIFE AND ACCIDENT and KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.. KAISER FOUNDATION HEALTH PLAN, INC. writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
METLIFE LEGAL PLANS—19,096Jan 1, 2025$2,728,022$251,553
AETNA LIFE INSURANCE COMPANYHealth, Dental, Vision38Jan 1, 2025$293,605$8,369
AETNA INTERNATIONALHealth, Dental, Vision100Jan 1, 2025$355,153$8,003
KAISER FOUNDATION HEALTH PLAN, INC.Health3,900Jan 1, 2025$23,286,558$0
SECURIAN LIFE INSURANCE COMPANYLife165,213Jan 1, 2025$21,399,602$0
KAISER FOUNDATION HEALTH PLAN, INC.Health2,009Jan 1, 2025$11,901,059$0
HARTFORD LIFE AND ACCIDENTDisability43,147Jan 1, 2025$10,196,548$0
KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.Health1,097Jan 1, 2025$6,966,569$0
AETNA LIFE INSURANCE COMPANYDental14,950Jan 1, 2025$6,182,460$0
UNITEDHEALTHCARE INSURANCE COMPANYVision56,290Jan 1, 2025$5,779,871$0
SECURIAN LIFE INSURANCE COMPANYLife35,988Jan 1, 2025$3,428,954$0
KAISER FOUNDATION HEALTH PLAN OF WASHINGTONHealth228Jan 1, 2025$2,491,650$0
KAISER FOUNDATION HEALTH PLAN OF THE NORTHWESTHealth327Jan 1, 2025$2,290,254$0
KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTICHealth339Jan 1, 2025$2,288,636$0
KAISER FOUNDATION HEALTH PLAN OF COLORADOHealth273Jan 1, 2025$1,712,040$0
KAISER FOUNDATION HEALTH PLAN OF HAWAIIHealth123Jan 1, 2025$945,343$0
SECURIAN LIFE INSURANCE COMPANYLife362Jan 1, 2025$357,707$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
UNITED PARCEL SERVICE OF AMERICA, INC.
EIN 95-1732075

The plan administrator is from line 3a of the main form. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$5,286,421
Paid out in benefits
$884,779,243
Paid to insurance carriersSchedule H, line 2e(2)
$102,399,108
Independent accountantEIN 13-3891517
DELOITTE & TOUCHE LLP
Accountant's opinion (Schedule H, line 3a)
Unmodified

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

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