Form 5500 · Employee benefit plan · PORTLAND, OR
UNITED METAL TRADES ASSOCIATION OF OREGON
The filing calls this plan UMTA TRUST.
UNITED METAL TRADES ASSOCIATION OF OREGON of PORTLAND, OR insures health, dental, life and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is THE PARTNERS GROUP LTD. Coverage is written through KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 93-6029224 · plan 501 · plan year 2025, filed Apr 14, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
744 other employer plans in Oregon have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 6 insured health contracts, with KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST, covers 55 of 1,349 participants (4.1%) on Schedule A.
Dental: the largest of the 7 insured dental contracts, with KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST, covers 55 of 1,349 participants (4.1%) on Schedule A.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 9 insured contracts covering health, dental, life and stop-loss.
The filing declares health, dental, life, vision and disability. Vision and disability appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $3,346,553, with $14,477 in disclosed broker commissions — about 0.4% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in June. The plan is on a split renewal cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health, Dental | 55 | Jan 1, 2025 | $1,080,980 | $4,722 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health, Dental | 104 | Jan 1, 2025 | $568,707 | $3,781 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health, Dental | 110 | Jan 1, 2025 | $646,697 | $3,710 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health, Dental | 46 | Jan 1, 2025 | $334,986 | $2,005 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health, Dental | 4 | Jan 1, 2025 | $27,945 | $142 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health, Dental | 4 | Jan 1, 2025 | $19,151 | $117 |
| WILLAMETTE DENTAL INSURANCE, INC. | Dental | 665 | Jul 1, 2025 | $274,277 | $0 |
| PARTNERRE AMERICA INSURANCE COMPANY (PRAIC) | Stop-loss | 1,138 | Jan 1, 2025 | $237,752 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 1,311 | Jan 1, 2025 | $156,058 | $0 |
Premium and claims on this contract
WILLAMETTE DENTAL INSURANCE, INC., contract OR154. For the contract year on this filing, the carrier reported $274,277 in premium earned and $245,571 in claims incurred. Dividing one by the other gives 90%.
- WILLAMETTE DENTAL INSURANCE, INC., contract OR154 reported $26,056 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
How this plan compares
Subscribers see how this compares with similar plans in Oregon. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
744 other employer plans in Oregon are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Oregon — largest plans, brokers, carriers and renewal months.