Form 5500 · Employee benefit plan · PORTLAND, OR
UNITED EMPLOYERS ASSOCIATION
The filing calls this plan UNITED EMPLOYERS ASSOCIATION GROUP HEALTH PLAN.
UNITED EMPLOYERS ASSOCIATION of PORTLAND, OR is a 1,157-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is PCF INSURANCE SERVICES OF THE WEST. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 93-0302009 · plan 503 · plan year 2024, filed Oct 15, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
21 other employer plans in Oregon have policy years ending in August. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The plan's financial statement reports paying insurance carriers far less than the premium on its insurance contracts, so most benefits were paid from plan money.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
The filing says this plan is subject to the Form M-1 requirement for multiple-employer welfare arrangements.
Benefits declared on this filing
Health: the largest of the 45 insured health contracts, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 82 of 1,157 participants (7.1%) on Schedule A.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 45 insured contracts are health coverage with UNITEDHEALTHCARE INSURANCE COMPANY.
Reported premium across the insured contracts is $10,039,199, with $436,238 in disclosed broker commissions — about 4.3% of premium.
The most recent policy period ended in August, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
PCF INSURANCE SERVICES OF THE WEST is the broker of record on 5 of the 45 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 116 | Sep 1, 2024 | $601,233 | $34,688 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 71 | Jan 1, 2025 | $426,217 | $32,033 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 86 | Jan 1, 2025 | $437,436 | $25,344 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 64 | Jan 1, 2025 | $386,494 | $19,840 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 80 | Jan 1, 2025 | $340,405 | $19,360 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 36 | May 1, 2024 | $193,477 | $16,288 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 174 | Jan 1, 2025 | $486,397 | $15,104 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 82 | Aug 1, 2024 | $624,917 | $14,496 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 45 | Jan 1, 2025 | $356,824 | $13,792 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 81 | Jan 1, 2025 | $385,504 | $12,826 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 31 | Aug 1, 2024 | $180,299 | $11,872 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 42 | Jan 1, 2025 | $337,654 | $11,733 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 40 | Jan 1, 2025 | $162,599 | $10,837 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 26 | Jan 1, 2025 | $189,038 | $10,805 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 39 | Jan 1, 2025 | $204,400 | $10,720 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 51 | Jan 1, 2025 | $264,472 | $10,496 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 31 | Sep 1, 2024 | $175,176 | $10,469 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 39 | Jul 1, 2024 | $169,585 | $9,722 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 33 | Jul 1, 2024 | $267,298 | $9,412 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 41 | Jan 1, 2025 | $170,074 | $8,598 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 40 | Jan 1, 2025 | $218,903 | $8,480 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 27 | Jan 1, 2025 | $82,599 | $8,169 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 38 | Dec 1, 2024 | $202,250 | $7,744 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 46 | Jan 1, 2025 | $233,109 | $7,689 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 29 | Jul 1, 2024 | $83,592 | $6,717 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 27 | Jan 1, 2025 | $162,595 | $6,709 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 59 | Jan 1, 2025 | $302,895 | $6,603 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 27 | Jan 1, 2025 | $182,764 | $6,464 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 34 | Oct 1, 2024 | $232,609 | $6,368 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 48 | Jan 1, 2025 | $218,572 | $6,218 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 26 | Jan 1, 2025 | $90,860 | $5,998 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 99 | Dec 1, 2024 | $601,083 | $5,990 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 63 | Jan 1, 2025 | $180,547 | $5,952 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 21 | Jul 1, 2024 | $122,551 | $5,248 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 21 | Jun 1, 2024 | $86,301 | $4,484 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 15 | Jan 1, 2025 | $50,212 | $4,459 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 23 | Jan 1, 2025 | $128,596 | $4,401 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 17 | May 1, 2024 | $72,266 | $3,904 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 19 | Jan 1, 2025 | $151,242 | $3,712 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 8 | Dec 1, 2024 | $84,428 | $2,720 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 8 | Jun 1, 2024 | $39,409 | $2,376 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 8 | Dec 1, 2024 | $41,646 | $2,304 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 10 | Jan 1, 2025 | $46,718 | $1,938 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 7 | Jan 1, 2025 | $24,878 | $1,716 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 5 | Jul 1, 2024 | $39,075 | $1,440 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
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