Form 5500 · Employee benefit plan · WEEHAWKEN, NJ
UBS FINANCIAL SERVICES INC.
The filing calls this plan UBS FINANCIAL SERVICES INC. GROUP HEALTH AND WELFARE BENEFITS PLAN.
Public Form 5500 records show how UBS FINANCIAL SERVICES INC. of WEEHAWKEN, NJ, a finance and insurance employer, structures its employee benefits. Its broker of record is INSTITUTIONAL INSURANCE GROUP LLC. Coverage is written through HARTFORD LIFE AND ACCIDENT and 15 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-2638166 · plan 508 · plan year 2024, filed Aug 19, 2025
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1,512 other employer plans in New Jersey have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Dental: the largest of the 2 insured dental contracts, with TRIPLE S SALUD, INC., covers 129 of 14,163 participants (0.9%) on Schedule A.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 18 insured contracts covering health, dental, vision, life and disability; the largest, with HARTFORD LIFE AND ACCIDENT, covers 13,209 people.
Reported premium across the insured contracts is $55,480,122, with $477,619 in disclosed broker commissions — about 0.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
INSTITUTIONAL INSURANCE GROUP LLC is the broker of record on 1 of the 18 contracts; the rest name a different broker or none.
16 carriers appear on the filing, including HARTFORD LIFE AND ACCIDENT, METROPOLITAN LIFE INSURANCE COMPANY, AETNA LIFE INSURANCE COMPANY and TRIPLE S SALUD, INC.. HARTFORD LIFE AND ACCIDENT writes the largest contract by premium.
Schedule A insurance contracts
Premium and claims on these contracts
TRIPLE S SALUD, INC., contract SP0003515. For the contract year on this filing, the carrier reported $2,386,958 in premium earned and $1,866,895 in claims incurred. Dividing one by the other gives 78%.
VISION SERVICE PLAN, contract *12293671. For the contract year on this filing, the carrier reported $2,208,867 in premium earned and $1,797,215 in claims incurred. Dividing one by the other gives 81%.
KAISER FOUNDATION HEALTH PLAN OF WASHINGTON, contract 2330000. For the contract year on this filing, the carrier reported $36,311 in premium earned and $0 in claims incurred. Dividing one by the other gives 0%.
- TRIPLE S SALUD, INC., contract SP0003515 reported $89,511 in retention.
- VISION SERVICE PLAN, contract *12293671 reported $198,798 in retention.
- KAISER FOUNDATION HEALTH PLAN OF WASHINGTON, contract 2330000 reported $0 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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