Form 5500 · Employee benefit plan · WINOOSKI, VT
TWINCRAFT, INC.
The filing calls this plan TWINCRAFT, INC. HEALTH AND WELFARE PLAN.
TWINCRAFT, INC. of WINOOSKI, VT spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is ACRISURE LLC. Coverage is written through DELTA DENTAL PLAN OF VERMONT, INC. and 2 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 03-0268014 · plan 501 · plan year 2025, filed Jun 22, 2026
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7 other employer plans in Vermont have policy years ending in October. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering dental, vision, life and disability; the largest, with DELTA DENTAL PLAN OF VERMONT, INC., covers 340 people.
The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $273,096, with $19,787 in disclosed broker commissions — about 7.2% of premium.
The most recent policy period ended in October, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ACRISURE LLC is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 208 | Nov 1, 2025 | $43,006 | $6,300 |
| DELTA DENTAL PLAN OF VERMONT, INC. | Dental | 340 | Nov 1, 2025 | $155,336 | $5,869 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 339 | Nov 1, 2025 | $41,435 | $4,779 |
| VISION SERVICE PLAN | Vision | 161 | Nov 1, 2025 | $33,319 | $2,839 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
7 other employer plans in Vermont are November 1 renewals (policy year ends October).
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