Form 5500 · Employee benefit plan · EARTH CITY, MO
TRUSTEES TEAMSTERS AND EMPLOYERS WELFARE TRUST
TRUSTEES TEAMSTERS AND EMPLOYERS WELFARE TRUST of EARTH CITY, MO is a 4,800-participant transportation and logistics employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is J.W. TERRILL (M&MA). Coverage is written through BLUE CROSS BLUE SHIELD and 3 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-6441012 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, vision, life and stop-loss; the largest, with BLUE CROSS BLUE SHIELD, covers 1,935 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $64,805,009, with $18,474 in disclosed broker commissions — about 0% of premium.
The health contract's policy period ended in August, while at least one ancillary line renews in December — the plan is on a split renewal cycle.
J.W. TERRILL (M&MA) is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METLIFE LEGAL PLANS | — | 0 | December | $216,468 | $18,474 |
| VISION SERVICE PLAN | Vision | 860 | April | $249,016 | $0 |
| BLUE CROSS BLUE SHIELD | Health | 1,935 | August | $62,019,423 | $0 |
| THE UNION LABOR LIFE INSURANCE COMPANY | Stop-loss | 921 | December | $2,174,785 | $0 |
| THE UNION LABOR LIFE INSURANCE COMPANY | Life | — | December | $145,317 | $0 |
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