Form 5500 · Employee benefit plan · SCOTTSDALE, AZ
TROON GOLF
The filing calls this plan TROON GOLF FLEXIBLE BENEFIT PLAN.
TROON GOLF of SCOTTSDALE, AZ files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through DELTA DENTAL OF ARIZONA and 13 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 86-0832529 · plan 504 · plan year 2025, filed Aug 24, 2026
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859 other employer plans in Arizona have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 6 insured health contracts, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 16 of 11,588 participants (0.1%) on Schedule A.
Vision: the largest of the 2 insured vision contracts, with UNIVERSITY HEALTH ALLIANCE, covers 112 of 11,588 participants (1%) on Schedule A.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 15 insured contracts covering health, dental, vision, life and disability; the largest, with DELTA DENTAL OF ARIZONA, covers 9,858 people.
Reported premium across the insured contracts is $10,953,589, with $371,903 in disclosed broker commissions — about 3.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on 3 of the 15 contracts; the rest name a different broker or none.
14 carriers appear on the filing, including DELTA DENTAL OF ARIZONA, LIFE INSURANCE COMPANY OF NORTH AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY and KAISER FOUNDATION HEALTH PLAN, INC.. DELTA DENTAL OF ARIZONA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 16 | Jan 1, 2026 | $1,395,200 | $263,967 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 595 | Jan 1, 2026 | $162,484 | $50,799 |
| STANDARD INSURANCE COMPANY | — | 11,290 | Jan 1, 2026 | $73,903 | $31,293 |
| BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | — | 49 | Jan 1, 2026 | $51,677 | $20,480 |
| REDIRECT HEALTH | Health | 40 | Jan 1, 2026 | $14,650 | $2,930 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 7 | Jan 1, 2026 | $4,820 | $2,434 |
| DELTA DENTAL OF ARIZONA | Dental | 9,858 | Jan 1, 2026 | $3,360,874 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life, Disability | 11,290 | Jan 1, 2026 | $2,704,626 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 102 | Jan 1, 2026 | $1,020,695 | $0 |
| UNIVERSITY HEALTH ALLIANCE | Health, Vision | 112 | Jan 1, 2026 | $920,047 | $0 |
| VISION SERVICE PLAN | Vision | 5,363 | Jan 1, 2026 | $459,154 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 67 | Jan 1, 2026 | $395,453 | $0 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health | 38 | Jan 1, 2026 | $316,082 | $0 |
| HAWAII DENTAL SERVICE | Dental | 193 | Jan 1, 2026 | $72,508 | $0 |
| HARTFORD LIFE AND ACCIDENT | — | 11,290 | Jan 1, 2026 | $1,416 | $0 |
Premium and claims on these contracts
DELTA DENTAL OF ARIZONA, contract 5326. For the contract year on this filing, the carrier reported $3,357,056 in premium earned and $2,991,652 in claims incurred. Dividing one by the other gives 89%.
UNIVERSITY HEALTH ALLIANCE, contract 9336. For the contract year on this filing, the carrier reported $920,047 in premium earned and $825,930 in claims incurred. Dividing one by the other gives 90%.
- DELTA DENTAL OF ARIZONA, contract 5326 reported $419,632 in retention.
- UNIVERSITY HEALTH ALLIANCE, contract 9336 reported $89,889 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 515 employees, 18 recordable cases, 46 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
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