form5500lookup

Form 5500 · Employee benefit plan · HOFFMAN ESTATES, IL

TRANSFORM MIDCO LLC

The filing calls this plan TRANSFORM HEALTH AND WELFARE PLAN.

TRANSFORM MIDCO LLC of HOFFMAN ESTATES, IL spreads its employee benefits across 15 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is STRATEGIC NON-MEDICAL SOLUTIONS LLC. Coverage is written through BLUECROSS BLUESHIELD OF ILLINOIS and 14 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 83-3374195 · plan 501 · plan year 2025, filed Jul 30, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

2,668 other employer plans in Illinois have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
4,682
Active at start of year
4,636
Active at end of year
3,414
Disclosed commissions
$138,594
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — BLUECROSS BLUESHIELD OF ILLINOIS2,205 of 4,682 participants (47%) on the largest contract
Dentalinsured — METROPOLITAN LIFE INSURANCE COMPANY2,916 of 4,682 participants (62%) on the largest contract
Visioninsured — EYEMED - PREMIER1,377 of 4,682 participants (29%) on the largest contract
Lifeinsured — METROPOLITAN LIFE INSURANCE COMPANY1,113 of 4,682 participants (24%) on the largest contract
Disabilityinsured — LIFE INSURANCE COMPANY OF NORTH AMERICA749 of 4,682 participants (16%) on the largest contract

Also declared: severance, death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 25 insured contracts covering health, dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF ILLINOIS, covers 2,205 people.

Reported premium across the insured contracts is $20,933,044, with $138,594 in disclosed broker commissions — about 0.7% of premium.

The health contract's policy period ended in December, while at least one ancillary line's policy period ended in April. The plan is on a split renewal cycle.

STRATEGIC NON-MEDICAL SOLUTIONS LLC is the broker of record on 10 of the 25 contracts; the rest name a different broker or none.

15 carriers appear on the filing, including BLUECROSS BLUESHIELD OF ILLINOIS, METROPOLITAN LIFE INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN, INC. and TRIPLE S SALUD, INC.. BLUECROSS BLUESHIELD OF ILLINOIS writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
METROPOLITAN LIFE INSURANCE COMPANYHealth1,006Jan 1, 2026$263,244$33,421
TRIPLE S SALUD, INC.Health, Dental35Jan 1, 2026$463,183$24,069
METROPOLITAN LIFE INSURANCE COMPANYHealth811Jan 1, 2026$165,692$22,971
METROPOLITAN LIFE INSURANCE COMPANYHealth1,091Jan 1, 2026$98,885$13,740
KAISER FOUNDATION HEALTH PLAN, INC.Health85Jan 1, 2026$628,134$12,430
LIFE INSURANCE COMPANY OF NORTH AMERICADisability749May 1, 2025$443,516$12,248
KAISER FOUNDATION HEALTH PLAN, INC.Health33Jan 1, 2026$433,059$7,671
METROPOLITAN LIFE INSURANCE COMPANYLife1,113Jan 1, 2026$784,328$4,106
KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.Health13Jan 1, 2026$123,518$2,603
KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.Health8Jan 1, 2026$70,926$1,531
EYEMED - PREMIERVision1,377Jan 1, 2026$151,527$1,055
KAISER FOUNDATION HEALTH PLAN OF COLORADOHealth4Jan 1, 2026$47,818$982
KAISER FOUNDATION HEALTH PLAN OF WASHINGTONHealth5Jan 1, 2026$51,442$928
EYEMED - BASICVision867Jan 1, 2026$57,222$477
KAISER FOUNDATION HEALTH PLAN, INC.Health1Jan 1, 2026$11,060$204
KAISER FOUNDATION HEALTH PLAN OF THE NORTHWESTHealth1Jan 1, 2026$7,480$158
BLUECROSS BLUESHIELD OF ILLINOISHealth2,205Jan 1, 2026$15,155,708$0
METROPOLITAN LIFE INSURANCE COMPANYDental2,916Jan 1, 2026$1,109,774$0
METROPOLITAN LIFE INSURANCE COMPANYLife2,828Jan 1, 2026$292,249$0
NETCARE LIFE & HEALTH INSURANCEHealth, Dental42Jan 1, 2026$279,732$0
HAWAII MEDICAL SERVICE ASSOCIATIONHealth13Jan 1, 2026$120,671$0
LIFE INSURANCE COMPANY OF NORTH AMERICAHealth4,266Jan 1, 2026$113,157$0
LIFE INSURANCE COMPANY OF NORTH AMERICADisability3,511Jan 1, 2026$36,354$0
NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORKDisability76May 1, 2025$21,454$0
LIFE INSURANCE COMPANY OF NORTH AMERICADisability24May 1, 2025$2,911$0

Premium and claims on this contract

BLUECROSS BLUESHIELD OF ILLINOIS, contract 248606. For the contract year on this filing, the carrier reported $15,155,708 in premium earned and $14,199,186 in claims incurred. Dividing one by the other gives 94%.

  • BLUECROSS BLUESHIELD OF ILLINOIS, contract 248606 reported $956,522 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
TRANSFORM MIDCO LLC
EIN 83-3374195

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

Subscribers see how this compares with similar plans in Illinois. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices

Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.

Renewal calendar

2,668 other employer plans in Illinois are January 1 renewals (policy year ends December).

Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

Claude & ChatGPT

Look up records from Claude or ChatGPT

Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.

Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both

More employer plans in Illinois — largest plans, brokers, carriers and renewal months.