Form 5500 · Employee benefit plan · ST PAUL, MN
TRAFERA, LLC
TRAFERA, LLC of ST PAUL, MN insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is HUB INTERNATIONAL INSURANCE SERVICE. Coverage is written through BLUECROSS BLUESHIELD OF MINNESOTA AND BLUE PLUS and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-4477677 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF MINNESOTA AND BLUE PLUS, covers 394 people.
Reported premium across the insured contracts is $2,310,427, with $97,399 in disclosed broker commissions — about 4.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL INSURANCE SERVICE is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
3 carriers appear on the filing — BLUECROSS BLUESHIELD OF MINNESOTA AND BLUE PLUS, METROPOLITAN LIFE INSURANCE COMPANY and PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD — with BLUECROSS BLUESHIELD OF MINNESOTA AND BLUE PLUS writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF MINNESOTA AND BLUE PLUS | Health | 394 | December | $1,939,291 | $58,179 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 443 | December | $356,013 | $35,844 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 60 | December | $7,920 | $1,786 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 67 | December | $5,293 | $1,060 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 17 | December | $1,910 | $530 |
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