Form 5500 · Employee benefit plan · CONWAY, AR
TOKUSEN U.S.A., INC.
The filing calls this plan TOKUSEN U.S.A., INC. EMPLOYEE WELFARE BENEFIT PLAN.
Public Form 5500 records show how TOKUSEN U.S.A., INC. of CONWAY, AR, a manufacturing employer, structures its employee benefits. Its broker of record is HIGGENBOTHAM INSURANCE. Coverage is written through ARKANSAS BLUE CROSS AND BLUE SHIELD and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 71-0683148 · plan 506 · plan year 2024, filed Sep 15, 2025
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355 other employer plans in Arkansas have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with ARKANSAS BLUE CROSS AND BLUE SHIELD, covers 229 people.
Reported premium across the insured contracts is $2,548,055, with $34,203 in disclosed broker commissions — about 1.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HIGGENBOTHAM INSURANCE is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including ARKANSAS BLUE CROSS AND BLUE SHIELD, USABLE LIFE and DELTA DENTAL PLAN OF ARKANSAS. ARKANSAS BLUE CROSS AND BLUE SHIELD writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| USABLE LIFE | Life, Disability | 134 | Jan 1, 2025 | $219,114 | $34,203 |
| ARKANSAS BLUE CROSS AND BLUE SHIELD | Health | 229 | Jan 1, 2025 | $2,153,843 | $0 |
| DELTA DENTAL PLAN OF ARKANSAS | Dental | 530 | Jan 1, 2025 | $133,735 | $0 |
| DELTA DENTAL PLAN OF ARKANSAS | Vision | 438 | Jan 1, 2025 | $41,363 | $0 |
Premium and claims on these contracts
ARKANSAS BLUE CROSS AND BLUE SHIELD, contract 029527/528/529. For the contract year on this filing, the carrier reported $2,153,843 in premium earned and $2,013,333 in claims incurred. Dividing one by the other gives 93%.
DELTA DENTAL PLAN OF ARKANSAS, contract 743. For the contract year on this filing, the carrier reported $133,735 in premium earned and $122,692 in claims incurred. Dividing one by the other gives 92%.
DELTA DENTAL PLAN OF ARKANSAS, contract 743V. For the contract year on this filing, the carrier reported $41,363 in premium earned and $20,716 in claims incurred. Dividing one by the other gives 50%.
- ARKANSAS BLUE CROSS AND BLUE SHIELD, contract 029527/528/529 reported $253,472 in retention.
- DELTA DENTAL PLAN OF ARKANSAS, contract 743 reported $11,043 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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