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Form 5500 · Retirement plan · ADRIAN, MI

TLC COMMUNITY CREDIT UNION

The filing calls this plan TLC COMMUNITY CREDIT UNION 401(K) PLAN.

TLC COMMUNITY CREDIT UNION of ADRIAN, MI's retirement plan holds 2 insurance-company contracts (annuities or guaranteed-interest accounts), disclosed on Schedule A of its Form 5500. These are investment and funding contracts, not group health or welfare coverage. No medical, dental or life benefit is reported on this filing.

Agent of record (Schedule A)
Contract year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1524325 · plan 002 · plan year 2025, filed Sep 22, 2026

Participants at the start of the year
153
Contracts on file
2
Contract value
$15,162,210
Plan year end
December

Plan brief

Schedule A lists 2 insurance contracts held by the plan — annuities, guaranteed-interest accounts or similar funding vehicles, all with PRINCIPAL LIFE INSURANCE COMPANY.

The contracts held $15,162,210 at the end of the plan year, as reported on Schedule A.

$17,342 in agent commissions is disclosed across the contracts; PRINCIPAL SECURITIES INC is the agent of record.

A Schedule A is filed for a retirement plan when plan assets sit in an insurance company contract. It reports the contract's balances and any agent commission. It does not report a health, dental or life premium, and it does not give a group renewal date.

The contract year ended in December.

Schedule A insurance contracts

CarrierContract typeCoveredYear endsContract valueCommission
PRINCIPAL LIFE INSURANCE COMPANYAnnuity / GIC151December$14,723,837$16,673
PRINCIPAL LIFE INSURANCE COMPANYAnnuity / GIC151December$438,373$669

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
TLC COMMUNITY CREDIT UNION
EIN 38-1524325
PRINCIPAL LIFE INSURANCE COMPANY
Contract administrator · EIN 42-0127290
$40,266
paid directly by the plan
PRINCIPAL SECURITIES INC
OTHER SERVICES · EIN 42-0941553
$0
paid directly by the plan
MORNINGSTAR INVESTMENT MANAGEMENT L
INV ADV, PARTICIPANTS · EIN 36-4317381
$0
paid directly by the plan
WILSHIRE ADVISORS LLC
INVESTMENT ADVISORY · EIN 95-2755361
$0
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

What the plan holds

Plan assets at year end
$18,545,365
Paid out in benefits
$990,205
Participants at the start of the year
153
Participants with account balances
151

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

Who runs the plan

Independent accountantEIN 38-2492570
DOEREN MAYHEW ASSURANCE, PC
Accountant's opinion (Schedule H, line 3a)
Unmodified

From Schedule H of this filing.

We can name the recordkeeper and the auditor for large plans, the ones that file a Schedule C or a Schedule H. Smaller plans do not have to report either, so for most 401(k) plans in the country that information is not public anywhere.

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