Form 5500 · Employee benefit plan · PHILADELPHIA, PA
THOMAS JEFFERSON UNIVERSITY
The filing calls this plan JEFFERSON HEALTH AND WELFARE PLAN.
THOMAS JEFFERSON UNIVERSITY of PHILADELPHIA, PA is a 32,444-participant education employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through AETNA LIFE INSURANCE COMPANY and 10 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-1352651 · plan 531 · plan year 2025, filed Mar 13, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
629 other employer plans in Pennsylvania have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: prepaid legal, severance, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 16 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with AETNA LIFE INSURANCE COMPANY, covers 54,936 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $70,591,923, with $3,252,552 in disclosed broker commissions — about 4.6% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 7 of the 16 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | Disability | 2,998 | Jul 1, 2025 | $4,284,145 | $1,423,949 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Health | 5,681 | Jul 1, 2025 | $1,996,392 | $399,278 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Life | 886 | Jul 1, 2025 | $893,535 | $273,533 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 22,826 | Jul 1, 2025 | $14,480,724 | $265,409 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Health | 3,398 | Jul 1, 2025 | $1,047,250 | $209,450 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 33,283 | Jul 1, 2025 | $11,271,286 | $206,870 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Health | 4,768 | Jul 1, 2025 | $1,028,942 | $205,789 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 30,464 | Jul 1, 2025 | $10,354,863 | $189,189 |
| LEGALPLANS, USA | — | 1,674 | Jul 1, 2025 | $265,781 | $66,445 |
| MINNESOTA LIFE INSURANCE COMPANY | Life | 279 | Jul 1, 2025 | $297,028 | $11,416 |
| ZURICH AMERICAN INSURANCE COMPANY | — | 30,400 | Jul 1, 2025 | $8,162 | $1,224 |
| AETNA LIFE INSURANCE COMPANY | Dental | 54,936 | Jul 1, 2025 | $17,431,374 | $0 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Stop-loss | 29,902 | Jul 1, 2025 | $3,469,446 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 50,651 | Jul 1, 2025 | $3,317,549 | $0 |
| CAREBRIDGE CORPORATION | — | 20,322 | Jul 1, 2025 | $246,757 | $0 |
| FIRSTCALL MAIN LINE HEALTH | — | 18,198 | Jul 1, 2025 | $198,689 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
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