Form 5500 · Employee benefit plan · SOUTH CHARLESTON, WV
THOMAS HEALTH SYSTEM, INC.
The filing calls this plan THOMAS MEMORIAL HOSPITAL FLEXIBLE BENEFITS PLAN.
Public Form 5500 records show how THOMAS HEALTH SYSTEM, INC. of SOUTH CHARLESTON, WV, a health care and social assistance employer, structures its employee benefits. Its broker of record is TURNKEY BENEFIT INSURANCE SERVICES. Coverage is written through LIFE INSURANCE COMPANY OF NORTH AMERICA and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 26-0440674 · plan 504 · plan year 2023, filed Oct 16, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
135 other employer plans in West Virginia have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering life and disability.
The filing declares life, disability, health, dental and vision. Health, dental and vision appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium across the insured contracts is $1,046,219, with $127,319 in disclosed broker commissions — about 12% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
TURNKEY BENEFIT INSURANCE SERVICES is the broker of record on all 4 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 0 | Jan 1, 2024 | $462,945 | $69,442 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 0 | Jan 1, 2024 | $519,543 | $51,954 |
| MUTUAL OF OMAHA INSURANCE COMPANY | — | 0 | Jan 1, 2024 | $59,228 | $5,923 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 0 | Jan 1, 2024 | $4,503 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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Renewal calendar
135 other employer plans in West Virginia are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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