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Form 5500 · Employee benefit plan · ATLANTA, GA

THOMAS CONCRETE, INC.

The filing calls this plan THOMAS CONCRETE, INC. HEALTH AND WELFARE BENEFIT PLAN.

Public Form 5500 records show how THOMAS CONCRETE, INC. of ATLANTA, GA, a manufacturing employer, structures its employee benefits. Its broker of record is THE BENEFIT COMPANY LLC. Coverage is written through SUN LIFE ASSURANCE COMPANY OF CANADA and 3 other carriers. The plan's most recent policy period ended in March.

Benefits broker of record
Policy year ends
Marchas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-2820172 · plan 512 · plan year 2025, filed Nov 17, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

101 other employer plans in Georgia have policy years ending in March. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
1,178
Active at start of year
1,174
Active at end of year
1,383
Disclosed commissions
$495,604
Typical renewal
April 1

Benefits declared on this filing

Healthinsured — FIDELITY SECURITY LIFE INSURANCE COMPANY752 of 1,178 participants (64%)
Dentalinsured — BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC.2,378 of 1,178 participants
Visioninsured — BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC.2,378 of 1,178 participants
Lifeinsured — SUN LIFE ASSURANCE COMPANY OF CANADA1,438 of 1,178 participants
Disabilityinsured — SUN LIFE ASSURANCE COMPANY OF CANADA1,438 of 1,178 participants

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with SUN LIFE ASSURANCE COMPANY OF CANADA, covers 1,438 people.

Reported premium across the insured contracts is $3,357,561, with $495,604 in disclosed broker commissions — about 15% of premium.

The most recent policy period ended in March, and the plan year ends March 31. Group contracts typically renew on that annual cycle.

THE BENEFIT COMPANY LLC is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.

4 carriers appear on the filing, including SUN LIFE ASSURANCE COMPANY OF CANADA, BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC., FIDELITY SECURITY LIFE INSURANCE COMPANY and CURALINC LLC. SUN LIFE ASSURANCE COMPANY OF CANADA writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
SUN LIFE ASSURANCE COMPANY OF CANADALife, Disability1,438Apr 1, 2025$1,863,298$350,269
SUN LIFE ASSURANCE COMPANY OF CANADA—746Apr 1, 2025$400,011$91,781
BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC.Dental, Vision2,378Apr 1, 2025$939,201$53,554
FIDELITY SECURITY LIFE INSURANCE COMPANYHealth752Apr 1, 2025$137,456$0
CURALINC LLC—1,173Apr 1, 2025$17,595$0

Premium and claims on this contract

FIDELITY SECURITY LIFE INSURANCE COMPANY, contract 5488445. For the contract year on this filing, the carrier reported $137,456 in premium earned and $4,172 in claims incurred. Dividing one by the other gives 3%.

  • FIDELITY SECURITY LIFE INSURANCE COMPANY, contract 5488445 reported $40,540 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

AMERIBEN / IEC GROUP
Claims processing · EIN 82-0497661
$409,215
paid directly by the plan

Named on Schedule C of this filing. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

101 other employer plans in Georgia are April 1 renewals (policy year ends March).

Their policy years end in March, like this plan’s, so most renew April 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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