Form 5500 · Employee benefit plan · GRAND RAPIDS, MI
THI, INC.
The filing calls this plan THI, INC. HEALTH CARE COVERAGE.
Public Form 5500 records show how THI, INC. of GRAND RAPIDS, MI, a manufacturing employer, structures its employee benefits. Its broker of record is REBEKAH L VANBEEK. Coverage is written through BLUE CARE NETWORK OF MICHIGAN and 1 other carrier. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-3049421 · plan 501 · plan year 2025, filed Jun 15, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 2 insured contracts are health coverage, split across BLUE CARE NETWORK OF MICHIGAN and BLUE CROSS BLUE SHIELD OF MICHIGAN.
Reported premium across the insured contracts is $1,126,533, with $44,367 in disclosed broker commissions — about 3.9% of premium.
The most recent policy period ended in July, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
REBEKAH L VANBEEK is the broker of record on all 2 contracts.
Two carriers split the book: BLUE CARE NETWORK OF MICHIGAN and BLUE CROSS BLUE SHIELD OF MICHIGAN.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CARE NETWORK OF MICHIGAN | Health | 161 | Aug 1, 2025 | $1,065,655 | $42,299 |
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 2 | Aug 1, 2025 | $60,878 | $2,068 |
Premium and claims on these contracts
BLUE CARE NETWORK OF MICHIGAN, contract 219211. For the contract year on this filing, the carrier reported $1,065,655 in premium earned and $1,043,557 in claims incurred. Dividing one by the other gives 98%.
BLUE CROSS BLUE SHIELD OF MICHIGAN, contract 219211. For the contract year on this filing, the carrier reported $60,878 in premium earned and $61,543 in claims incurred. Dividing one by the other gives 101%.
- BLUE CARE NETWORK OF MICHIGAN, contract 219211 reported $292,791 in retention.
- BLUE CROSS BLUE SHIELD OF MICHIGAN, contract 219211 reported $11,268 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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