Form 5500 · Employee benefit plan · ROCHESTER, NY
THE STRONG
The filing calls this plan THE STRONG EMPLOYEE BENEFITS PLAN.
THE STRONG of ROCHESTER, NY spreads its employee benefits across 6 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is BROWN & BROWN INSURANCE SVCS. Coverage is written through EXCELLUS BLUE CROSS BLUE SHIELD and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 16-0954168 · plan 501 · plan year 2025, filed Jul 28, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 9 insured contracts covering health, dental, vision, life and disability; the largest, with EXCELLUS BLUE CROSS BLUE SHIELD, covers 65 people.
Reported premium across the insured contracts is $793,829, with $39,176 in disclosed broker commissions — about 4.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BROWN & BROWN INSURANCE SVCS is the broker of record on 6 of the 9 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including EXCELLUS BLUE CROSS BLUE SHIELD, METROPOLITAN LIFE INSURANCE COMPANY, LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA. EXCELLUS BLUE CROSS BLUE SHIELD writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| EXCELLUS BLUE CROSS BLUE SHIELD | Health | 65 | Jan 1, 2026 | $713,425 | $31,142 |
| LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | — | 44 | Jan 1, 2026 | $18,845 | $2,827 |
| LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | Disability | 113 | Jan 1, 2026 | $16,214 | $2,432 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 102 | Jan 1, 2026 | $27,448 | $1,509 |
| LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | Disability | 23 | Jan 1, 2026 | $6,904 | $690 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | 20 | Jan 1, 2026 | $3,906 | $379 |
| LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | Life | 110 | Jan 1, 2026 | $1,862 | $186 |
| VISION SERVICE PLAN | Vision | 45 | Jan 1, 2026 | $3,541 | $11 |
| EMPLOYEE NETWORK, INC. | — | 122 | Jan 1, 2026 | $1,684 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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