Form 5500 · Employee benefit plan · PLEASANTON, CA
THE PERMANENTE MEDICAL GROUP, INC.
The filing calls this plan THE PERMANENTE MEDICAL GROUP, INC. PHYSICIANS' WELFARE BENEFIT PLAN FOR RETIRED PHYSICIANS.
THE PERMANENTE MEDICAL GROUP, INC. of PLEASANTON, CA spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is THE PARTNERS GROUP. Coverage is written through STANDARD INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-2728480 · plan 607 · plan year 2025, filed Aug 21, 2026
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5,257 other employer plans in California have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision and life; the largest, with STANDARD INSURANCE COMPANY, covers 3,557 people.
Reported premium across the insured contracts is $59,771,722, with $349,570 in disclosed broker commissions — about 0.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
THE PARTNERS GROUP is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including STANDARD INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN, INC., METROPOLITAN LIFE INSURANCE COMPANY and CIGNA HEALTH AND LIFE INSURANCE COMPANY. STANDARD INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Life | 3,557 | Jan 1, 2026 | $24,717,153 | $285,578 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health, Dental | 9,886 | Jan 1, 2026 | $5,693,873 | $56,862 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 7,168 | Jan 1, 2026 | $469,311 | $7,130 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health, Vision | 978 | Jan 1, 2026 | $23,631,850 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 281 | Jan 1, 2026 | $5,259,535 | $0 |
Premium and claims on these contracts
STANDARD INSURANCE COMPANY, contract 759042-A. For the contract year on this filing, the carrier reported $24,717,153 in premium earned and $16,084,113 in claims incurred. Dividing one by the other gives 65%.
CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 3332530. For the contract year on this filing, the carrier reported $469,311 in premium earned and $33,783 in claims incurred. Dividing one by the other gives 7%.
- STANDARD INSURANCE COMPANY, contract 759042-A reported $8,633,040 in retention.
- CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 3332530 reported $469,508 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 40,558 employees, 1,351 recordable cases, 2,455 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
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