Form 5500 · Employee benefit plan · TRUSSVILLE, AL
THE MCPHERSON COMPANIES, INC.
The filing calls this plan THE MCPHERSON COMPANIES, INC. LIFE AND DISABILITY INSURANCE PLAN.
THE MCPHERSON COMPANIES, INC. of TRUSSVILLE, AL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is WILLIS TOWERS WATSON SOUTHEAST, INC. Coverage is written through STANDARD INSURANCE COMPANY. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 63-0657937 · plan 502 · plan year 2023, filed Jul 29, 2024
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 1 insured contract covering vision, life and disability; the largest, with STANDARD INSURANCE COMPANY, covers 243 people.
Reported premium across the insured contracts is $212,095, with $28,710 in disclosed broker commissions — about 14% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Vision, Life, Disability | 243 | Jan 1, 2024 | $212,095 | $28,710 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 165061. For the contract year on this filing, the carrier reported $212,095 in premium earned and $111,242 in claims incurred. Dividing one by the other gives 52%.
- STANDARD INSURANCE COMPANY, contract 165061 reported $115,632 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 290 employees, 9 recordable cases, 92 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Alabama. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Alabama — largest plans, brokers, carriers and renewal months.