Form 5500 · Employee benefit plan · SAINT LOUIS PARK, MN
THE LUTHER HOLDING COMPANY
The filing calls this plan THE LUTHER HOLDING COMPANY HEALTH WELFARE BENEFIT PLAN.
THE LUTHER HOLDING COMPANY of SAINT LOUIS PARK, MN is a 3,137-participant retail employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is USI INSURANCE SERVICES LLC. Coverage is written through RELIASTAR LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-1655557 · plan 501 · plan year 2025, filed Mar 6, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
41 other employer plans in Minnesota have policy years ending in September. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering vision, life and disability; the largest, with RELIASTAR LIFE INSURANCE COMPANY, covers 4,139 people.
The filing declares vision, life, disability, health and dental. Health and dental appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
Reported premium across the insured contracts is $1,817,988, with $180,787 in disclosed broker commissions — about 9.9% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
USI INSURANCE SERVICES LLC is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIASTAR LIFE INSURANCE COMPANY | Life, Disability | 4,139 | Oct 1, 2025 | $1,520,456 | $152,880 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 2,714 | Oct 1, 2025 | $154,193 | $15,296 |
| METLIFE LEGAL PLANS | — | 583 | Oct 1, 2025 | $126,540 | $12,611 |
| VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY | — | 8,354 | Oct 1, 2025 | $16,799 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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