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Form 5500 · Employee benefit plan · NORTH CANTON, OH

THE KENAN ADVANTAGE GROUP, INC.

The filing calls this plan THE KENAN ADVANTAGE GROUP, INC. HEALTH PLAN.

Public Form 5500 records show how THE KENAN ADVANTAGE GROUP, INC. of NORTH CANTON, OH, a transportation and logistics employer, structures its employee benefits. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 6 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 34-1950439 · plan 501 · plan year 2025, filed Jun 24, 2026

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2,504 other employer plans in Ohio have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Both, as reported

The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
6,591
Active at start of year
6,390
Active at end of year
6,628
Disclosed commissions
$798,234
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — KAISER FOUNDATION HEALTH PLAN, INC.329 of 6,591 participants (5%)
Dentalinsured — DELTA DENTAL OF OHIO9,681 of 6,591 participants
Visioninsured — COMMUNITY INSURANCE COMPANY8,923 of 6,591 participants
Lifeinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA6,626 of 6,591 participants on the largest contract
Disabilityinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA6,626 of 6,591 participants on the largest contract

Health: KAISER FOUNDATION HEALTH PLAN, INC. covers 329 of 6,591 participants (5%) on Schedule A.

Also declared: death benefits.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 6,626 people.

Reported premium across the insured contracts is $12,835,918, with $798,234 in disclosed broker commissions — about 6.2% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

LOCKTON COMPANIES, LLC is the broker of record on 2 of the 7 contracts; the rest name a different broker or none.

7 carriers appear on the filing, including UNUM LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL OF OHIO, KAISER FOUNDATION HEALTH PLAN, INC. and UNUM INSURANCE COMPANY. UNUM LIFE INSURANCE COMPANY OF AMERICA writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
UNUM LIFE INSURANCE COMPANY OF AMERICALife, Disability6,626Jan 1, 2026$6,004,293$755,375
UNUM INSURANCE COMPANY—2,378Jan 1, 2026$987,786$42,824
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANYDisability2Jan 1, 2026$1,380$35
DELTA DENTAL OF OHIODental9,681Jan 1, 2026$2,719,645$0
KAISER FOUNDATION HEALTH PLAN, INC.Health329Jan 1, 2026$2,374,096$0
COMMUNITY INSURANCE COMPANYVision8,923Jan 1, 2026$598,286$0
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANYLife60Jan 1, 2026$150,432$0

Premium and claims on this contract

DELTA DENTAL OF OHIO, contract 1092. For the contract year on this filing, the carrier reported $2,719,645 in premium earned and $2,265,622 in claims incurred. Dividing one by the other gives 83%.

  • DELTA DENTAL OF OHIO, contract 1092 reported $255,918 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Other plans filed by this employer

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Renewal calendar

2,504 other employer plans in Ohio are January 1 renewals (policy year ends December).

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THE KENAN ADVANTAGE GROUP, INC. — benefits broker, carrier, renewal date · Form5500Lookup