Form 5500 · Employee benefit plan · MIFFLINTOWN, PA
THE JUNIATA VALLEY BANK
The filing calls this plan JUNIATA VALLEY BANK WELFARE BENEFIT PLAN.
THE JUNIATA VALLEY BANK of MIFFLINTOWN, PA is a 101-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is BROWN & BROWN. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-0741266 · plan 502 · plan year 2025, filed Sep 17, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering dental, vision, life and disability; the largest, with THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, covers 129 people.
Reported premium across the insured contracts is $156,912, with $21,156 in disclosed broker commissions — about 13% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BROWN & BROWN is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, DELTA DENTAL OF PENNSYLVANIA and EYEMED VISION CARE. THE LINCOLN NATIONAL LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 129 | Jan 1, 2026 | $107,614 | $16,142 |
| DELTA DENTAL OF PENNSYLVANIA | Dental | 173 | Jan 1, 2026 | $40,154 | $4,015 |
| EYEMED VISION CARE | Vision | 173 | Jan 1, 2026 | $9,144 | $999 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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