Form 5500 · Employee benefit plan · LAUREL, MD
THE JOHNS HOPKINS UNIVERSITY APPLIED PHYSICS LABORATORY LLC JHU/APL
THE JOHNS HOPKINS UNIVERSITY APPLIED PHYSICS LABORATORY LLC JHU/APL of LAUREL, MD is a 9,501-participant professional services employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is AON CONSULTING. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-0595111 · plan 506 · as of Aug 2026
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 15,157 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $13,494,075, with $32,152 in disclosed broker commissions — about 0.2% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in July — the plan is on a split renewal cycle.
AON CONSULTING is the broker of record on 4 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIASTAR LIFE INSURANCE COMPANY | Stop-loss | 7,162 | December | $1,031,730 | $30,450 |
| HARTFORD LIFE AND ACCIDENT | — | 9,795 | July | $8,508 | $1,702 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health, Dental | 21 | December | $139,821 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 15,157 | December | $6,402,392 | $0 |
| HEALTH AND HUMAN RESOURCE CENTER | — | 58 | June | $1,694 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 12,162 | December | $4,938,713 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 17,072 | December | $971,217 | $0 |
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