Form 5500 · Employee benefit plan · WABASH, IN
THE FORD METER BOX CO., INC.
The filing calls this plan THE FORD METER BOX COMPANY, INC. EMPLOYEE BENEFIT PLAN.
THE FORD METER BOX CO., INC. of WABASH, IN is a 867-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is BROWN AND BROWN OF INDIANA, LLC. Coverage is written through BLUE CROSS AND BLUE SHIELD OF ALABAMA and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 35-0315220 · plan 501 · plan year 2024, filed Sep 26, 2025
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1,291 other employer plans in Indiana have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with BLUE CROSS AND BLUE SHIELD OF ALABAMA, covers 365 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $3,716,601, with $256,429 in disclosed broker commissions — about 6.9% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in April. The plan is on a split renewal cycle.
BROWN AND BROWN OF INDIANA, LLC is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE COMPANY | Life, Disability | 944 | Jan 1, 2025 | $1,276,374 | $238,346 |
| NATIONWIDE LIFE INSURANCE COMPANY | Stop-loss | 633 | May 1, 2025 | $361,668 | $18,083 |
| BLUE CROSS AND BLUE SHIELD OF ALABAMA | Health, Dental, Vision | 365 | Jan 1, 2025 | $2,078,559 | $0 |
| ANTHEM INSURANCE COMPANIES, INC. | Health | — | Jan 1, 2025 | — | $0 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 45209. For the contract year on this filing, the carrier reported $2,078,559 in premium earned and $1,532,282 in claims incurred. Dividing one by the other gives 74%.
- BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 45209 reported $229,593 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
Named on Schedule C of this filing. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 979 employees, 45 recordable cases, 165 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
Other plans filed by this employer
How this plan compares
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