Form 5500 · Employee benefit plan · SIOUX FALLS, SD
THE FIRST NATIONAL BANK IN SIOUX FALLS
Public Form 5500 records show how THE FIRST NATIONAL BANK IN SIOUX FALLS of SIOUX FALLS, SD, a finance and insurance employer, structures its employee benefits. Its broker of record is MARSH & MCLENNAN AGENCY LLC. Coverage is written through WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-0189380 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 9 insured contracts covering health, dental, vision, life and disability; the largest, with WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA, covers 431 people.
Reported premium across the insured contracts is $2,899,792, with $19,475 in disclosed broker commissions — about 0.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH & MCLENNAN AGENCY LLC is the broker of record on 4 of the 9 contracts; the rest name a different broker or none.
5 carriers appear on the filing — WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA, DELTA DENTAL OF SOUTH DAKOTA, LIFE INSURANCE COMPANY OF NORTH AMERICA and VISION SERVICE PLAN among them — with WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 261 | December | $53,196 | $6,384 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 260 | December | $38,354 | $4,603 |
| DELTA DENTAL OF SOUTH DAKOTA | Dental | 554 | December | $342,960 | $4,230 |
| VISION SERVICE PLAN | Vision | 534 | December | $52,035 | $1,818 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 38 | December | $7,063 | $796 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 261 | December | $6,609 | $793 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 6 | December | $2,068 | $484 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Life | 6 | December | $2,360 | $367 |
| WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA | Health | 431 | December | $2,395,147 | $0 |
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