Form 5500 · Employee benefit plan · VILLE PLATTE, LA
THE EVANGELINE BANK AND TRUST COMPANY
The filing calls this plan THE EVANGELINE BANK AND TRUST COMPANY EMPLOYEE BENEFITS PLAN.
THE EVANGELINE BANK AND TRUST COMPANY of VILLE PLATTE, LA insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is COMMUNITY FINANCIAL INSURANCE CENTE. Coverage is written through BLUE CROSS AND BLUE SHIELD OF LOUISIANA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 72-0180410 · plan 502 · plan year 2025, filed Apr 21, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF LOUISIANA, covers 150 people.
Reported premium across the insured contracts is $1,987,485, with $83,111 in disclosed broker commissions — about 4.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
COMMUNITY FINANCIAL INSURANCE CENTE is the broker of record on 3 of the 5 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including BLUE CROSS AND BLUE SHIELD OF LOUISIANA, EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA and RESERVE NATIONAL INSURANCE COMPANY. BLUE CROSS AND BLUE SHIELD OF LOUISIANA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF LOUISIANA | Health | 150 | Jan 1, 2026 | $1,765,027 | $61,776 |
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Health, Dental, Vision, Life, Disability | 157 | Jan 1, 2026 | $128,971 | $8,277 |
| RESERVE NATIONAL INSURANCE COMPANY | Health | 75 | Jan 1, 2026 | $24,263 | $6,135 |
| BLUE CROSS AND BLUE SHIELD OF LOUISIANA | Dental | 95 | Jan 1, 2026 | $54,299 | $5,430 |
| BLUE CROSS AND BLUE SHIELD OF LOUISIANA | Vision | 132 | Jan 1, 2026 | $14,925 | $1,493 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract LB011FF2. For the contract year on this filing, the carrier reported $1,765,027 in premium earned and $1,527,921 in claims incurred. Dividing one by the other gives 87%.
- BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract LB011FF2 reported $1,343,320 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
How this plan compares
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