Form 5500 · Employee benefit plan
THE EMPLOYEE BENEFITS COMMITTEE FOUR SEASONS HOTELS LIMITED
THE EMPLOYEE BENEFITS COMMITTEE FOUR SEASONS HOTELS LIMITED insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through HMSA BLUE CROSS BLUE SHIELD OF HAWAII and 13 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 98-0046457 · plan 503 · as of Aug 2026
Plan brief
Schedule A lists 25 insured contracts covering health, dental, vision, life and disability; the largest, with HMSA BLUE CROSS BLUE SHIELD OF HAWAII, covers 4,370 people.
Reported premium across the insured contracts is $44,797,484, with $649,953 in disclosed broker commissions — about 1.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on 3 of the 25 contracts; the rest name a different broker or none.
14 carriers appear on the filing — HMSA BLUE CROSS BLUE SHIELD OF HAWAII, UNIVERSITY HEALTH ALLIANCE, KAISER FOUNDATION HEALTH PLAN, INC. and BLUE CROSS BLUE SHIELD OF ILLINOIS among them — with HMSA BLUE CROSS BLUE SHIELD OF HAWAII writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 1,169 | December | $436,934 | $173,756 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 2,027 | December | $274,508 | $129,553 |
| BLUE CROSS BLUE SHIELD OF ILLINOIS | Health | 494 | December | $3,449,608 | $103,481 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 1,128 | December | $233,700 | $102,763 |
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 11,436 | December | $3,353,312 | $33,995 |
| HARVARD PILGRIM HEALTH CARE | Health | 295 | December | $2,164,754 | $33,380 |
| HARVARD PILGRIM HEALTH CARE | Health | 210 | December | $1,140,123 | $25,762 |
| HARVARD PILGRIM HEALTH CARE | Health | 188 | December | $997,797 | $21,866 |
| HARVARD PILGRAM HEALTH CARE | Health | 114 | December | $770,872 | $11,883 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental | 239 | December | $206,458 | $6,194 |
| HARVARD PILGRIM HEALTH CARE | Health | 26 | December | $290,858 | $4,382 |
| HARTFORD LIFE AND ACCIDENT | — | 2,435 | December | $225,360 | $2,254 |
| HARVARD PILGRAM HEALTH CARE | Health | 4 | December | $57,558 | $868 |
| JANUS ASSOCIATES, INC. DBA BHS | — | 700 | December | $15,288 | $0 |
| UNIVERSITY HEALTH ALLIANCE | Health, Vision | 1,079 | December | $5,624,062 | $0 |
| HMSA BLUE CROSS BLUE SHIELD OF HAWAII | Health, Dental | 4,370 | December | $9,206,151 | $0 |
| EYEMED VISION CARE | Vision | 10,961 | December | $733,645 | $0 |
| BLUE CROSS BLUE SHIELD OF WYOMING | Health, Dental | 177 | December | $2,191,271 | $0 |
| ACE AMERICAN INSURANCE COMPANY | — | 44,670 | December | $26,798 | $0 |
| HMSA BLUE CROSS BLUE SHIELD OF HAWAII | Health, Dental | 1,845 | December | $790,120 | $0 |
| HMSA BLUE CROSS BLUE SHIELD OF HAWAII | Health, Dental | 542 | December | $3,265,291 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 914 | December | $4,299,951 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 767 | December | $4,877,717 | $0 |
| MAGELLAN BEHAVIORAL HEALTH | — | 9,234 | December | $104,937 | $0 |
| HARTFORD LIFE AND ACCIDENT | — | 116 | December | $60,411 | $-184 |